Live on Stacks, Bitcoin's DeFi layer · more chains next

Put your crypto
to work. Just ask.

An AI assistant that finds where your coins can earn and prepares the move. You approve every step in your own wallet.

Try the demo Open the app

The demo needs no wallet and no password. The app itself is password protected for now.

13: tools SmartX can use for you today
0: keys or funds SmartX ever holds
$31,707: raised in the open, of a $100,000 goal

Try it here

Ask the way you would ask a friend.

Real questions and the answers SmartX gave, recorded in its demo. Pick one to see which tool answered and what it found.

what is my portfolio worth

Nothing on this page can be signed.

The map after the portfolio question: your tokens on the left, the places they could go on the right, one route lit

The skills library, grouped by the stage capital moves through

The refusal card, offering skills to ask instead

answered by zbg yield scout reads only Capital on Zest, wallet too small to move

first swap signed on mainnet, 12 September 20260.535225 USDCx arrived, above the promised minimumfirst two coin pool deposit, 13 September 2026SmartX never holds your keyslive on Stacks, more chains nextevery transaction signed in your own wallet15 skills built, 5 merged upstream$31,707 raised of $100,000

How it works

SmartX suggests. You decide. Your wallet signs.

You ask

In plain words, like "where can my USDCx earn?". You never pick a tool, and nothing is approved in advance.

It checks

SmartX reads live data, compares the options, and tells you what it found, including when the answer is no.

You approve

In your own wallet. SmartX never holds your keys. On Stacks the limits you see are enforced by the chain itself.

Why SmartX

Earning on crypto should not take five apps.

Today, putting your coins to work means comparing lending apps, pools and staking, working out the risks, and signing transactions that are hard to check. SmartX does the reading for you, in one conversation, and shows you exactly what you are approving.

CompareWhere your coins can earn across Zest, Bitflow, Hermetica and Granite, in one answerone question
UnderstandWhat each option earns, what it risks, and when SmartX says no, whyplain words
ApproveOne transaction at a time, with its limits spelled out before you signyour wallet

Chains

Live on Stacks. Built for more.

SmartX starts on Stacks, the layer that brings DeFi to Bitcoin, where its first transactions were signed. The idea is the same on any chain: you ask, it prepares, you approve in your own wallet. More chains will come one at a time; none has a date yet.

StacksBitcoin's DeFi layer: Zest, Bitflow, Hermetica and Granitelive
NextMore chains, each added only once its own safety checks are in placeplanned

What you can do today

Eight things you can ask for today.

Ask in plain words and SmartX picks the right tool from the 12 it can use today. Everything runs on Stacks mainnet with real money.

See it allEverything you hold across Zest, Hermetica, Granite and Bitflow, in one placeworking
CheckWhether sBTC, Bitcoin on Stacks, is fully backed, scored 0 to 100working
WatchWhether a Bitflow pool position has drifted out of the range where it earnsworking
SwapBetween STX, sBTC, USDCx and USDh, through one Bitflow poolsigned on mainnet
StakeYour USDh in Hermetica, to earnready, not yet signed
DepositTwo coins into a Bitflow pool you choose, to earn trading feessigned on mainnet
WithdrawYour whole position out of a Bitflow poolready, not yet signed
ReceiptWhat actually arrived after you sign, not the estimateworking

The real thing

Six screens. Nothing retouched.

The console. Your tokens on the left, where they could go on the right.

1 of 6

The skills library on a phone, grouped by stage

The map on a phone, swiped across to the places your tokens could go

One thumb

The whole console, in your hand.

13tools available to you today, of 57 in the library

9stages your money moves through, so you never pick a tool

0keys held, on any screen, on any device

You choose the amount. The limits are on screen.

drag it

amount to send

2.0STX

A button can fill this box. It can never send. Only your wallet signs.

at most 2.0 STX can leave your wallet at least 0.528285 USDCx comes back nothing else can move

On Stacks the chain itself enforces these limits. The minimum is worked out from the first signed swap, 12 September 2026. Not a live quote.

Built to protect you

It says no, and tells you why.

When a move is unsafe or does not add up, SmartX refuses it, says why in plain words, and suggests what to ask instead.

zbg-yield-scoutsbtc-proof-of-reservesmart-yield-migratorusdcx-yield-optimizersbtc-capital-allocator

The refusal card, offering five skills to ask instead

On chain verified on chain, 14 September 2026

Three transactions you can look up.

First swap signed

0.535225

USDCx arrived

At most 2 STX could leave. At least 0.528285 USDCx had to come back.

12 September 2026 · block 8,972,308look it up

First two coin deposit

10 + 5

STX and USDCx, with strict limits

Into the Bitflow pool the owner picked, both amounts typed by hand.

13 September 2026 · block 8,981,807look it up

An earlier exit

April

a position taken out

A pool position taken out on chain, before the app existed.

April 2026 · from the skills competitionlook it up

Pricing planned, not live

Free to ask. Paid to act.

Today SmartX charges nothing, and there is no fee in the product.

freeScans, questions, and anything a check refuses
fee, plannedOnly when you sign a transaction SmartX built, paid automatically per transaction (x402)
API, plannedAn API, so other AI agents can use SmartX tools, paid per call (x402)

When a check refuses an action, SmartX earns nothing from telling you so.

Where this goes no dates, so nothing reads as a promise with a deadline

Four stages. Now is fact, the rest is the plan.

01Nowfact

It works on mainnet, in public.
- The app at app.smartx.finance, where SmartX's assistant picks the right tool for you
- First swap signed 12 September 2026, first two coin deposit 13 September
- Live on Stacks: 13 of 57 tools available to you, each still being checked
- Funded through the LAB Open Source Builders Fund
02Nextthe plan

Prove every move, then harden it.
- The first signed pool withdraw, and a drift check on the pool you hold
- An independent security review of the signing path
- Validate more of the library against funded positions
- Replies word by word, and the whole flow walked on a phone
- The 16 Bitflow pools SmartX can enter, each checked against a funded position, plus stSTX and USDh on Zest
03Scalethe plan

A business that earns only when it helps.
- Switch on pricing: free to ask, a fee only when you sign
- An API so other AI agents can use SmartX tools
- More chains, one at a time, each with its own safety checks
- Watching positions for you, and asking before anything is built
- More skills through the Fund pipeline, every command checked first
04Growthe plan

Bring the next million people to Bitcoin finance.
- Onboarding across Africa with Let Africa Build, for small investors
- Co launches with Stacks, AIBTC, Bitflow, Zest, Hermetica and Granite
- Launch an Open Source Program via the LAB Open Source Builders Fund
- Complete the $100,000 Artizen goal

Funded in the open

$31,707 of a $100,000 goal.

Backed by the Artizen community through the LAB Open Source Builders Fund of Let Africa Build.

Read The Machine That Says No on Artizen, or back SmartX there.

raisedgoal · $100,000

$31,707 raised so far, 32 percent of the way. The three parts below are Season 6, $31,697; the other $10 came in other Artizen seasons.

in prizes won along the way$20,020

in match funding from the community$7,107

in sales of its artifact$4,570

15skills built by SmartX

5merged upstream

MITlicensed, public

Ask it about your own wallet.